— Life Cover Calculator —

Find Out Exactly How Much Cover You Need

Answer four simple questions about your family, your financial obligations, and what you already own. We'll calculate a precise estimate of the life cover you need — in under two minutes.

No personal details required

Takes 2 minutes — obligation free

Based on present value methodology

Accounts for super, savings & assets

Tell us about your family

Relationship status

How many children under 18 do you have?

You may not need life insurance right now. If you have no partner, children or other people who depend on you financially, life insurance may not be necessary.

However, as a single person you might benefit from income protection or total and permanent disability (TPD) cover to help manage expenses if you get sick or seriously injured.

When I die, I need my life insurance to:

Cover the cost of my funeral

Funeral cover

How much cover for funeral expenses?

Pay off my mortgage

Mortgage details

Home value today

Amount owing on mortgage

Do you expect your family to keep or sell your home if you die?

If you have more than one property, enter those details as debts in the 'Other debts' section and as assets in the 'Your assets' section.

Clear my other debts (loans, credit cards, etc.)

Other debts

Help with my family's living costs

Family living costs

How much would your family need as a regular income to cover their living costs?

Amount

Every

For

Your assets

Why does this matter? You'll need less life insurance cover if you have investments or large assets your family can sell after you die to meet living expenses.

Superannuation

Total across all funds

Savings

Total in bank accounts

Investment properties

Exclude your main home

Other investments

Shares, term deposits, etc.

Other assets

Car, caravan, artwork, jewellery, etc.

Find Out Exactly How Much Cover You Need

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