Why you should see a CFP Financial Planner? Click here to learn out more.

Have you reviewed your ...?

INVEST

Debt Management

How much of your debt is really working in your interest? While some debt can help boost wealth, some can put a massive and unnecessary drain on your finances.

GROW

Wealth Protection

Insurance is the foundation of all financial plans. Bamboo Wealth Financial Planners can help you evaluate the risks and come up with the right insurance solution for you and your family.

ENJOY

Retirement Planning

Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money. You also can benefit from the effects of compounding returns.

Trauma Insurance

FINANCIAL PLANNING PROCESS

STEP-1

Gathering Client Information

In our first meeting or discuss we like to gain a better understanding of your current situation by collecting financial data and identifying your personal needs. We will ask you many questions to gain insights of your genuine concerns, goals and aspiration for your future. We introduce you to our services and products we are accredited to put you in a better position. We ask tough and personal questions in order to make the necessary changes and face your current reality. We offer you a free no obligation first meeting either in person, on phone or using skype to better understand the following key areas.

Your attitude to investment risk and attitude to money
What are your previous experiences with money and investing
Establish your true aspirations and dreams
The current and desired future lifestyle

STEP-2

Establish Goals & Objectives

We will ask you complete a questionnaire to gain insights into what need to achieve in the short, medium and long term. We look at your current cash flow and attitude in investment in order to consider possible solutions and outcomes. We take our time to listen to you concerns, fears and expectations as this is the most important stage of the Financial Planning process. Some of your goals could include:

Short Term: Protect Family Income
Medium Term: Deposit for your first home
Long Term: Have enough money to meet your retirement lifestyle

STEP-3

Prepare & Present Financial Plan

After our first meeting we analyse your objectives, goals and financial situation to identify ways of improving your current situation and potential obstacles. Based on your current age and family situation we begin to design strategies to put you in a better position for the immediate and retirement future. Our advisers are skilled and accredited to develop solutions in line with your stated goals and objectives. We will use various tools and networks to make realistic solutions.

Usually 2-3 weeks after collecting your data and developing your strategies we will make another appointment to present our strategies in detail.

The areas we will consider in developing your plan include any of the following:

Personal Insurances
Superannuation Planning
Wealth Accumulation
Cash flow and Debt Management
Taxation implications
Investment Strategies
Estate Planning
Aged Care

STEP-4

Implement Financial Plan

After presenting the Financial Plan and you have agreed to the strategies and products we will then guide you with the relevant documentation that needs to be completed and detail the implementation process and responsibilities for both yourself and us as your advisers. This process is time critical and must be carried out carefully to ensure your goals are now in progress. The implementation process will require the following actions:

Signing the authority form to proceed
Completing application forms
Reading the product disclosure statements
Being referred to other professionals such as solicitors
Contacting your employer

STEP-5

Review & Monitor Financial Plan

Our Financial Wisdom offer an ongoing service to ensure you are meeting your stated goals.

You will experience many challenges in your personal and business life that requires you to review your current Financial Plan or readjust to new developments. We highly recommend you consider an annual review to ensure your short and long term goals will be met. The following are changes are why this last step is critical to your financial future:

Economic Changes: Weaker economy or financial markets volatility
Personal Changes: Receiving inheritance, Redundancy, starting a family, loss of income
Product Changes: New products coming onto the market that meet our personal needs

Regulatory Changes: Government tax, superannuation or social security

Newsletter Subscription

Subscibe

Book a free consultation

Book Now

Financial Planning through Life Stages

What our clients say about us

Sam Tabit took the stress out of everything – he helped me get back on track, assisting with my superannuation, investments and in securing my future.

Bill Cobanoglu

Business Franchisor ,
I would like to convey my appreciation for your financial advice. Your expertise and knowledge was beyond impressive as was your professionalism. With kind Regards Coleen McNamara

Colleen McNamara

Aged Care Workers,

Sam has shown considerable knowledge in Financial Planning and is now solely our personal adviser. Sam has a very diverse level of skills & qualifications.

Mrs Marushia & Jeffrey

Retirees,
Sam is someone I trust and has been my financial planner for several years. Be it crisis management or long term financial planning Sam has advised me and my family in different areas of my financial needs.

Robert Omeisher

Disability Support Worker,

Sam was very professional at all stages of our interaction. He is very meticulous with his work and strives for perfection. He is very detailed and clearly explains everything.

Tookay Kaya

Pharmacist,
Sam introduced and presented me with his concept of the direction i should take to achieve my financial goals and aged care. Altogether a very impressive planning.

Winifred Scouller

Retirement Village Retiree,

CERTIFICATIONS & ACCREDITATIONS

Tax Practitioners Board

As a registered Financial Tax Adviser , i am able to provide advice strategies which involve understanding and applying tax laws. This is additional accreditation required by professional planners include Applying taxation requirements and legal principles in commercial law when providing Tax Financial)Advice services.

Financial Planning Academic Forum

I have been teaching financial planning since year 2000. Having graduated from Masters in Financial Planning from RMIT , i have been involved with the Financial Planning Academic Forum. As an Academic it has allowed be involved in academic leadership in financial planning in the key areas of research, tertiary education, curriculum development, government and industry development policy consulting, financial planning professional community development and Australian community interest advocacy.

Australian Security Exchange

The ASX Accredited Listed Adviser (ALPA) program provides me a indepth understanding on the range of ASX products including equities, interest rate securities, managed investments, warrants and options. I am able to incorporate a suite of strategies listed managed investments. ASX-traded unlisted managed funds,exchange-traded and products (ETPs) .

Certified Financial Planner

The CERTIFIED FINANCIAL PLANNER® designation is the highest designation for financial planners globally. Sam has been a certified financial Planner for over 16 years. This involves a thorough further education program covering advanced technical strategies, meeting a code of ethics standards and code of conduct principles. As one of 5700 CFP professional planner an extended ongoing professional education is required to ensure clients financial and personal objectives are met.
A CFP® financial planner promotes a higher ethical position and a high quality advice.

La Trobe University

Latrobe University has been ranked one of the top young universities in the world according to the Times Higher Education World University in 2017. Since 2011, Sam has been teaching both the undergraduate and postgraduate undergraduate degree in Financial Planning. His years of knowledge and industry experience has contributed to course curriculum and linking industry to the classroom. Course delivery covers all aspects of financial planning from generic knowledge to constructions of a Statement of Advice. Sam’s students have also engaged in Australia’s top Financial Planning University Challenge held by AMP each year.

RMIT University

Sam has held Masters in Financial Planning since 2006. This is the highest level of academic qualification held by only small percentage of financial planners today.
A planner holding this qualification will be able to develop comprehensive knowledge and skills relating to financial markets, financial products, investment, risk management, financial planning, taxation law, compliance, and professional conduct.

Margin Lending Adviser

Sam has many years’ experience in providing gearing Strategies to help build clients wealth for retirement.
Gearing is a double edge sword as it can be very rewarding financially, yet large losses can also be experienced. The most appropriate circumstances and market conditions must be present to engage in a gearing strategy. Gearing can be rewarding in the right market conditions, appropriate product consideration supported with risk management strategies.

Aged Care Professional Adviser

Sam focuses on providing professional care to a number of generations. Australia’s growing elderly population and the need for timely and trusted aged care advice is paramount. Assistance for the whole family is critical to ensure confidence that income is provided alongside Centrelink advice supports accommodation options. There are many different levels of pre entry to age care support options can be assessed.

Self Managed Superannuation Fund Adviser

Sam is a specialist SMSF Adviser. SMSFs, represent about 33% of total superannuation assets and is the fastest growing super sector. Ensuring Trustees are compliant by the ATO and investing in line with their retirement goals is very important. Sam can assist in compliance, taxation, legislation and investment planning.