One Claim Could
Cost Millions.
Are You Covered?

We provide structured general insurance advice for professionals and families — delivering tailored multi-million dollar protection quickly and clearly, even if you've felt overwhelmed or underinsured before.

$2m+

Coverage Modelled

<60s

Quick Quote Time

100%

Obligation Free

30min

Advisor Review
What We Cover

Four Types of Cover.
One Clear Review.

Software & Solutions

Most Australians are underinsured in at least one category.
We assess all four life insurance types so nothing falls through the cracks.

01

Life Cover/ Death Cover

Your Family Keeps the Life You Built for Them
If you pass away, your life cover pays a lump sum to your beneficiaries. We calculate the right amount to clear the mortgage, replace your income, and keep your family's future intact — not just technically solvent.

02

Total & Permanent Disability (TPD)

Covered If You Can Never Work Again
TPD cover pays a lump sum if illness or injury permanently ends your ability to work. We review whether your policy definition — own occupation vs any occupation — actually protects your specific profession.

03

Income Protection

Your Salary Continues. Your Bills Don't Stop.
Income protection replaces up to 70% of your salary if you're unable to work due to illness or injury. We assess your waiting period, benefit period, and whether your current cover would actually activate when needed.

04

Trauma / Critical Illness Cover

A Diagnosis Shouldn't Drain Your Savings
Trauma cover pays a lump sum upon diagnosis of serious conditions like cancer, heart attack, or stroke. We identify whether your policy covers the right events — and whether the payout would genuinely cover recovery costs.
— Life Cover Calculator

Find Out Exactly How Much Cover You Need

Answer four simple questions about your family, your financial obligations, and what you already own. We'll calculate a precise estimate of the life cover you need — in under two minutes.
No personal details required
Takes 2 minutes — obligation free
Based on present value methodology
Accounts for super, savings & assets
Tell us about your family
Relationship status
You may not need life insurance right now. If you have no partner, children or other people who depend on you financially, life insurance may not be necessary.

However, as a single person you might benefit from income protection or total and permanent disability (TPD) cover to help manage expenses if you get sick or seriously injured.
When I die, I need my life insurance to:
Funeral cover
Mortgage details
$
$

If you have more than one property, enter those details as debts in the 'Other debts' section and as assets in the 'Your assets' section.

Other debts
Family living costs

How much would your family need as a regular income to cover their living costs?

$
Your assets
Why does this matter? You'll need less life insurance cover if you have investments or large assets your family can sell after you die to meet living expenses.
Superannuation
Total across all funds
$
Savings
Total in bank accounts
$
Investment properties
Exclude your main home
$
Other investments
Shares, term deposits, etc.
$
Other assets
Car, caravan, artwork, jewellery, etc.
$

Quick Quote

Get a Life Insurance Quote in Under 60 Seconds

Enter your details below to receive a structured life insurance estimate across death cover, TPD, income protection, and trauma — tailored to your profile.
Select Amount
*General advice only. Your details are kept confidential.*

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What Our Clients Say

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Bamboo Wealth identified major coverage gaps we didn't even know existed. We now have $2M protection structured properly and complete peace of mind.

Michael & Sarah T.

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"We both assumed our super had us covered. Turns out the default life cover through our funds would have paid out less than one year of our combined income. Bamboo Wealth restructured everything in a single session we now have proper cover and actually understand what we're paying for."

David & Karen

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As a doctor I was embarrassed to admit I'd never properly reviewed my own income protection policy. The benefit period was capped at two years which is almost useless for a long-term illness. Sam identified it immediately and helped me understand exactly what I needed. Thorough, no-nonsense, and genuinely helpful."

Priya Nair

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"After our third child was born I kept telling myself I'd sort out the life insurance 'soon.' Sam made it super easy to finally do it. He walked me through the numbers clearly what my family would actually need to keep the house, cover schooling, ect. I left the review feeling really confident about my cover.

Tom Szalay

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"We had life insurance but no income protection, we didn't realise how exposed we were until Sam laid it out. If either of us had been off work for three months, we would have been forced to sell. They helped us structure cover that actually matches how we live. Worth every minute."

Scott & Amanda

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I'd always assumed life insurance was for people with office jobs. Bamboo Wealth explained that as a sole trader with no sick leave and no workers comp fallback, I'm actually one of the most exposed people out there. They set up income protection that made sense for my situation and my budget. Wish I'd done it ten years ago."

Hugh Donne